Cleveland Public Adjuster
An Ohio-licensed claims professional hired by you — never the insurance company — to document, value, and negotiate commercial property insurance claims across Cleveland and Northeast Ohio.
Cleveland Public Adjuster
Continental Adjusters LLC represents commercial policyholders in Cleveland and throughout Northeast Ohio, handling claims from initial damage documentation through settlement, appraisal, or litigation support. Continental Adjusters' Ohio office serves Cleveland and Northeast Ohio directly. Cleveland-area commercial properties are most exposed to lake-effect snow and ice loading, high wind, hail, fire, and water and pipe-freeze damage across the region's older multifamily, industrial, and institutional building stock. Continental never represents insurance carriers and is licensed by the Ohio Department of Insurance (ODI) to handle claims in Ohio.
Claims We Handle in Cleveland
Cleveland's commercial building stock faces a distinct mix of exposures — Continental Adjusters documents and values each of them.
Winter Storm & Ice Damage
Documents roof, structural, and pipe-freeze losses from Northeast Ohio's lake-effect winter weather.
Fire Damage
Handles commercial fire and smoke damage claims, including code-upgrade and business interruption exposure.
Water Damage
Values losses from pipe failures, roof leaks, and plumbing failures common in Cleveland's older commercial buildings.
Wind & Hail
Covers severe thunderstorm, straight-line wind, and hail damage to roofs and building envelopes.
Business Interruption
Quantifies lost income and extra expense for Cleveland businesses forced to suspend or relocate operations after a covered loss.
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Representation That Answers Only to You
Five commitments that shape every claim Continental Adjusters handles in Cleveland and nationwide.
01. 25+ Years, $4B+ Recovered
Continental Adjusters LLC has represented commercial policyholders for more than 25 years and collected over $4 billion in settlements nationwide.
02. Policyholder-Only Representation
Continental Adjusters never represents insurance carriers and holds no financial interest in repair work tied to any claim it handles.
03. In-House Forensic Accounting
Continental Adjusters quantifies business interruption and lost-income claims using its own forensic accounting team rather than outsourcing the analysis.
04. Full-Service Claim Support
Continental Adjusters carries a claim from initial inspection through negotiation, and into appraisal, umpire proceedings, or expert witness testimony if the claim is disputed.
05. No Upfront Cost
Continental Adjusters works on a contingency basis, so a policyholder pays nothing until the claim is recovered.
Pay nothing until your claim is recovered.
From First Call to Final Settlement
Continental Adjusters manages every stage of the claim so you don't have to.
Free Claim Review
Continental Adjusters reviews the policy and loss details at no cost to determine whether the claim is being fairly valued.
Property Inspection & Documentation
A Continental Adjusters representative inspects the property, documents the damage, and brings in engineering or trade experts where the loss requires it.
Loss Valuation
Continental Adjusters prepares a detailed repair and replacement cost valuation, and, for business interruption losses, a forensic accounting analysis of lost income.
Claim Submission & Negotiation
Continental Adjusters submits the documented claim to the insurer and negotiates directly on the policyholder's behalf.
Settlement or Escalation
Continental Adjusters closes the claim at settlement, or, where the insurer disputes the value, moves it to appraisal, umpire proceedings, or litigation support.
No Upfront Cost.
Continental Adjusters works on a contingency-fee basis in Ohio, so a commercial policyholder pays nothing upfront — the fee is a percentage of the amount recovered, and Continental is only paid once the claim is. Ohio requires public adjusters to carry a $1,000 surety bond and use a contract filed with and approved by the Superintendent of Insurance.
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