For decades, public adjusters have provided support and guidance to homeowners during times of crisis. They are there to offer information and ensure that homeowners’ rights are protected during one of the most difficult times in their lives. What does this mean during the COVID-19 pandemic? The entire country is dealing with the crisis and it is far different than what public adjusters are used to. But it is a crisis, nonetheless. And for many,

Great article by Merlin Law on negotiating with insurance company adjusters to ensure “cosmetic” damage is covered in the event your policy has “cosmetic exclusion” language.   http://www.propertyinsurancecoveragelaw.com/2016/10/articles/insurance/cosmetic-and-functional-damage-an-academic-discussion-by-neil-hall/index.html  

Florida Number of Homes at Risk 1,262,307 RCV $246,361,033,055 South Carolina Number of Homes at Risk 338,640 RCV $77,658,933,162 North Carolina Number of Homes at Risk 244,712 RCV $48,993,759,049 Georgia Number of Homes at Risk 148,718 RCV $32,052,255,097

Take video of your property BEFORE the damage occurs! http://www.propertyinsurancecoveragelaw.com/2016/10/articles/insurance-claim/last-minute-hurricane-matthew-tip-photograph-and-videotape-your-property-before-the-storm/index.html

http://www.propertyinsurancecoveragelaw.com/2016/10/articles/insurance-claim/giving-your-insurance-company-notice-of-your-loss/index.html  

Great article from The Hartford…. What Your Business Should Do After Severe Weather Strikes