Storm & Wind Damage Claims
A storm damage claim covers property loss from hurricane, tornado, hail, or straight-line wind.
Storm losses are Continental Adjusters' most common claim type, ranging from a single hailstorm roof claim to a catastrophic, multi-property hurricane loss. Wind and hail damage is frequently underscoped in an insurer's first estimate, since surface damage doesn't always reflect what's happening underneath roofing membranes, siding, and building envelopes. Continental Adjusters has negotiated significant increases over insurers' initial offers on storm claims, including a 66% increase on a shopping center hailstorm claim and a 60% increase on a 362,000 sq. ft. shopping center's Hurricane Laura claim.
Claim Types Covered
Hurricane & Tropical Storm Claims
Documents wind, roof, and structural damage from hurricane and tropical storm events.
Tornado Damage Claims
Handles structural and total-loss damage from tornado events.
Hail Damage Claims
Values roof and building-envelope hail damage, frequently underscoped in an insurer's first estimate.
Wind Damage Claims
Covers straight-line wind and severe thunderstorm damage to commercial properties.
Catastrophic & Multi-Property Loss Claims
Coordinates claims across multiple properties or locations damaged by the same storm event.
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Why Continental Adjusters
25+ Years, $4B+ Recovered
Continental Adjusters LLC has represented commercial policyholders for more than 25 years and collected over $4 billion in settlements nationwide.
Policyholder-Only Representation
Continental Adjusters never represents insurance carriers and holds no financial interest in repair work tied to any claim it handles.
In-House Forensic Accounting
Continental Adjusters quantifies business interruption and lost-income claims using its own forensic accounting team rather than outsourcing the analysis.
Full-Service Claim Support
Continental Adjusters carries a claim from initial inspection through negotiation, and into appraisal, umpire proceedings, or expert witness testimony if the claim is disputed.
No Upfront Cost
Continental Adjusters works on a contingency basis, so a policyholder pays nothing until the claim is recovered.
Shopping Center Hailstorm
Continental Adjusters helped secure a substantially higher settlement for a commercial property hailstorm claim.
How It Works
Free Claim Review
Continental Adjusters reviews the policy and loss details at no cost to determine whether the claim is being fairly valued.
Property Inspection & Documentation
A Continental Adjusters representative inspects the property, documents the damage, and brings in engineering or trade experts where the loss requires it.
Loss Valuation
Continental Adjusters prepares a detailed repair and replacement cost valuation, and, for business interruption losses, a forensic accounting analysis of lost income.
Claim Submission & Negotiation
Continental Adjusters submits the documented claim to the insurer and negotiates directly on the policyholder's behalf.
Settlement or Escalation
Continental Adjusters closes the claim at settlement, or, where the insurer disputes the value, moves it to appraisal, umpire proceedings, or litigation support.
Cost
Continental Adjusters works on a contingency-fee basis in most engagements, so a policyholder pays nothing upfront — the fee is a percentage of the amount recovered, and Continental is only paid once the claim is. Fee structures and statutory caps vary by state; see the relevant state resource page for specifics.
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