Fire Damage Insurance Claim: How Continental Adjusters Fights for You

October 22, 2024
Fire Damage

When fire damages your property, the first week is critical to set the stage for a successful insurance claim and recovery. At Continental Adjusters, we provide the support and expertise you need immediately after a fire, ensuring you receive the compensation you deserve.

Why the First Week Matters After a Fire Damage Event

The first week after a fire is crucial. Immediate action is necessary to document the damage, prevent further loss, and initiate the insurance claim process effectively. The actions taken during this period can greatly influence the success of your claim and the speed of your recovery. According to the Insurance Information Institute (III), it’s essential to quickly assess and secure your property to prevent additional damage​.

Steps We Take in the First Week:

  • Initial Inspection and Documentation: We conduct a thorough inspection, documenting all visible fire, smoke, and water damage. Using advanced technology like thermal imaging, we identify hidden damage to ensure that nothing is overlooked. Detailed photo and video documentation is critical at this stage to provide strong evidence for your insurance claim.
  • Emergency Mitigation and Safety Measures: Preventing further damage is essential. We coordinate emergency services, such as water extraction, boarding up windows, and securing the structure, which are key steps to protect the property. FEMA emphasizes that securing a property quickly can minimize secondary damage and lower overall repair costs​.
  • Policy Review and Initial Claim Filing: Understanding your policy is critical to accessing all available coverages. We review your insurance policy to identify specific provisions related to fire damage, loss of use, and additional living expenses. Filing the claim promptly ensures your case is prioritized by the insurer.

Why Choose Continental Adjusters

Insurance companies often try to underpay or deny claims, especially when documentation or immediate action is lacking. Our team of public adjusters specializes in securing the highest payouts by acting quickly and thoroughly during the critical first week after a fire damage event.

  • Thorough Damage Inspection: We conduct a detailed inspection to create a comprehensive report for the insurance company, highlighting the full extent of your loss.
  • Aggressive Claim Negotiation: We handle the entire claims process, challenging lowball offers and ensuring the insurance company pays what you deserve.

Real Client Success Stories

We’ve transformed countless low offers into full settlements. For example, after an 88 unit apartment building suffered severe fire damage, the insurance company initially offered to cover less than half of the repair and business interruption costs. We intervened immediately, documenting the damage and gathering new evidence, ultimately negotiating a payout increase of over 60%.

The Continental Adjusters Advantage

  • No Upfront Fees: We work on contingency, so you only pay when you receive your settlement.
  • Custom Strategies: We tailor our approach to each claim, maximizing value whether it’s for fire, water damage, or business interruption claims.
  • Proven Results: With millions recovered for our clients, our expertise in disaster recovery speaks for itself.

Don’t Settle for Less—Fight for What You Deserve

Don’t let your insurance company dictate your fire damage claim. Let Continental Adjusters manage everything, from initial inspection to settlement, so you can focus on rebuilding your business.

Contact Continental Adjusters Today

Visit www.continentaladjusters.com to get in touch.   Let us work to secure the compensation you deserve.

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